Strategic Financing Solutions
With over a decade of experience and 400+ completed transactions, Jason structures clear, reliable financing solutions across commercial, construction, and investment real estate.
Why Work With Me Instead of a Bank
Built for Investors & Developers
With over a decade in real estate and 400+ transactions completed, Jason understands how to structure financing that supports your long-term investment strategy—not just the next project.
Confident, Clear Underwriting
Jason’s background in underwriting, adjudication, and portfolio oversight gives you clarity from day one. No surprises. No vague terms. Just a firm understanding of what’s possible.
Custom Solutions, Institutional Quality
From complex construction loans to strategic refinancing, Jason builds financing tailored to your project’s scale, risk profile, and investment horizon.
Faster, Sharper Execution
Years of experience in deal flow and credit decisioning mean Jason moves quickly without sacrificing detail—ensuring your project stays on schedule.
Part of Your Team
Banks keep you at arm’s length. I embed with your team, cut through delays, and make financing as seamless as the rest of your project.
Strategic lending that aligns with your vision.
I work with investors and developers who value sharp execution, clear communication, and reliable financing outcomes. Whether you’re building, acquiring, or refinancing, I approach every deal with the same focus: ensuring you secure optimal capital that aligns with your long-term objectives.
The Right Capital At The Right Time
Each lender has unique rules. I’ll guide you and keep the file on track.
CMHC Financing
End-to-end navigation of CMHC criteria, pro formas, debt coverage, and loan proceeds. Your file stays compliant and on timeline for both refis and new builds.
Construction Loans
Structure for draw schedules, interest reserves, and covenant requirements so the build can proceed without funding surprises. Based on your stage, leverage, and risk profile.
Bridge Loans
Short-term capital to stabilize assets, complete value-add, or bridge to CMHC or term debt. Selection guided by leverage targets and exit strategy.
Term Loans
Long-term financing aligned to the business plan and cash flow targets, with attention to covenants that protect flexibility.
Private Capital
Options beyond conventional channels through banks, B-lenders, credit unions, MICs, and private lenders. Useful for non-stabilized assets, high leverage, or accelerated timelines.
Trusted Results. Delivered At Scale.
200+
Loans funded
700M+
Funded volume
2,500+
Total units
10+
Years of industry experience
A clear path – from first call to funding.
Discovery and Deal Submission
We gather project type, financials, timeline, and objectives, then place the deal with the most suitable lenders across CMHC, bridge, term, construction, or private.
Engagement, Due Diligence, and Structuring
Lenders review financials, property docs, rent rolls, and appraisals. I work with you and the lender to align the structure with underwriting.
Approval, Commitment, and Closing
After diligence, a commitment letter sets the terms. I coordinate legal, satisfy conditions, and manage the file through funding for a smooth close.
Frequently Asked Questions
Multi-unit residential, student housing, senior housing, mixed-use, industrial, office and retail, land, and development.
Yes. I handle pre-qualification, underwriting, and final approval, and I optimize each file for success.
Typically a rent roll, recent financials, property details, and a business or project overview. I provide a tailored checklist and support.
Lenders usually expect 10 to 15 percent true liquidity. On a $10M project, that is about $1M to $1.5M in accessible cash or liquid assets. We will review net worth, liquidity, and experience together.
Call or text 519-200-6078, or email jason@4capital.ca. The process is straightforward and I guide you from start to finish.
